Staley CU Loan Department

Skip-a-Payment

Take a holiday from your loan payment! As a valued Staley Credit Union member, you’re entitled to skip-a-payment on one or more of your consumer loans this holiday season. Simply choose which month(s) you’d like to skip and we’ll take care of the rest!

Take a Winter Break With the Loan Skip-a-Payment Program!

Here's How It Works...

  1. Complete the form below and submit online prior to the date of your loan payment.
  2. Skip your payment.

If your loan is paid via payroll deduction or other automatic deductions, the amount normally applied to your loan will be deposited into your primary savings account each pay period in the month that you are skipping. If you have any questions regarding this special offer, contact the Credit Union Loan Department.

This special offer is available on most consumer loans which have been open for a minimum of twelve months and are in good standing. Mortgage Loans, Home Equity Loans, and Single Pay Notes are not eligible for this program.

Please complete the form below to apply (all fields required unless noted).

Skip-a-Pay

It is mutually agreed that this constitutes an extension on

The November or December 2026 payment(s) will be deferred and added to the end of the original term of this loan. I will resume my payment(s) after skipping the month of November or December 2026.

Payment Month to be skipped:

Contact Information

Authorization: I understand this may be used for multiple loans at $28 per loan. All $28 fees will be added to the balance of the selected loan(s).

All other terms and provisions of the original loan agreement are unchanged and remain in full effect. Interest will continue to accrue during the month you skip your payment. In some cases, based on the size of your balance, the interest which accrues may be greater than the amount of your next regular payment. It may take several months to begin to reduce your principal balance. Subject to approval.